The choice in brief

A shortlist of ten active devices

Consider NordVPN when its apps fit your setup and ten simultaneous connections are enough. Start with Basic before evaluating the larger bundles.

Read the NordVPN review

More devices in one household

Consider Surfshark when you need unlimited personal VPN connections or its Mac and iPhone routing options fit better. Starter includes the VPN.

Read the Surfshark review

Compare the payments, including renewal

EUR offers checked . NordVPN says VAT may apply; Surfshark's amounts are before VAT. These are regional examples, before any additional tax, rather than final checkout totals.

First 27 months: one upfront plan payment.

Scroll the table to see every column.

Quoted EUR plan payments for the selected budget window
Payment detailNordVPN BasicSurfshark Starter
First payment27 months included€94.23€67.23
Quoted annual renewal12 months per payment€139.08€70.45
Plan payments in this window€94.23€67.23
Months covered2727
Monthly equivalentNot monthly billing€3.49€2.49
Provider's tax noteVAT may applyBefore VAT

€27.00 difference between the quoted plan payments in this window. The comparison assumes the stated renewal price is unchanged and no extras are added.

The 39-month view adds one annual renewal to each first term. It is two separate payments, not a 39-month offer or a single charge today. Renewal can be charged before the term ends; check your actual billing date.

Sources: NordVPN EUR catalogue, Surfshark LT/EUR offer data, Surfshark renewal policy. Country, tax, coupon eligibility and future price changes can affect your checkout.

Which VPN should you choose?

Choose Surfshark when your household needs more than ten active VPN connections or its Mac and iPhone website-bypass options meet a specific requirement. Consider NordVPN when ten connections are enough and its documented app controls or a larger bundle’s password manager and storage fit your needs.

The price comparison above uses NordVPN Basic and Surfshark Starter. It does not price the larger bundles. Both introductory examples cover 27 months, so you can compare the quoted payment over the same initial period; the renewal then buys a shorter, annual term.

This is a research-based comparison checked on 16 October 2026. We assessed published features and regional offer captures, then calculated the budget examples ourselves. We have not performed original network tests or verified a particular streaming library. Our review method explains that scope; the detailed NordVPN review and Surfshark review carry further app and purchasing information.

A household’s device count can settle the choice

Count the connections you expect to keep active at the same time. A person with a phone, laptop and television has a different requirement from a household with several computers, phones and media boxes. An installation sitting unused is not an active connection.

NordVPN documents ten simultaneous connections. A compatible router configured as a VPN client uses one slot, covering devices routed through it. That is an alternative installation route, not evidence that every connected phone gains the native app’s controls. Check the router’s VPN-client compatibility before making it the basis of your purchase.

Surfshark documents unlimited VPN connections, including household sharing, across Starter, One and One+. It also warns about misuse such as unauthorized resale. Antivirus has a separate installation allowance. Unlimited VPN connections do not mean unlimited broadband capacity or identical features on every device.

For a household with eleven devices that genuinely need simultaneous coverage, Surfshark removes the ordinary ten-connection constraint. With five active devices, that benefit alone does not decide the purchase: app compatibility, the required controls and the full subscription budget become more useful criteria.

Split tunneling: compare the control on your actual device

Split tunneling can send selected traffic outside the VPN. Some apps also let you reverse the default so only the selected traffic uses the tunnel. Those are materially different configurations, even when both appear under one feature name.

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Your platformNordVPN’s checked documentationSurfshark’s checked documentation
WindowsSelect applications to bypass the tunnelBypass apps, websites or IP addresses; route-only mode selects apps
AndroidSelect apps to excludeApp and website rules, with bypass or route-only modes
Android TVApp-based exclusions documentedCheck the current TV app before assuming the phone’s full controls
MacNot listed for native app-based split tunneling in the checked overviewApp and website/IP bypass; system-extension permission required; Big Sur excluded
iPhone/iPadNot listed for native app-based exclusionsWebsite bypass only; no whole-app exclusions in the guide
LinuxPort/subnet allowlist, rather than the same per-app listCheck the current Linux-specific guide; do not infer support from a Windows screenshot

Sources: NordVPN’s platform overview and app/allowlist guide; Surfshark’s Windows, Android, Mac and iOS instructions.

The practical distinction on iPhone is particularly easy to miss. Surfshark can bypass a website, but that does not establish that a separate banking, calling or media app can be excluded. If whole-app exclusion is essential, verify another solution rather than treating “iOS split tunneling” as sufficient.

NordVPN’s Linux allowlist also needs care: matching ports or subnets bypass the tunnel and its kill-switch protection in both directions. A broad network rule is not equivalent to selecting one application. For either provider, check the intended route after reconnecting and keep exceptions limited to your actual requirement.

Basic vs Starter, then the larger bundles

Compare the core VPN subscription first. A longer feature list is useful only when the included tools suit your devices and replace something you would otherwise need.

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Buying questionNordVPNSurfshark
Starting tier in this price comparisonBasicStarter
Does a larger tier increase the ordinary VPN connection cap?The checked catalogue keeps tenStarter, One and One+ all document unlimited VPN connections
Password manager and cloud storageComplete in the checked catalogue includes a password manager and 1 TB storageNot listed as included products in the checked Starter/One/One+ support matrix
Additional security productsCheck each bundle’s device and country restrictionsOne adds Alert, Search and Antivirus to Starter; One+ adds Incogni
A virtual phone numberVerify any separately sold serviceAlternative Number is a separate upgrade; Alternative ID does not mean a phone number is included

NordVPN’s EUR catalogue viewed from Lithuania showed Basic, Complete and Ultra. Its US-facing catalogue showed Basic, Complete and Prime. Those regional names are not interchangeable. Read the plan table shown to you, particularly for country-restricted identity services and desktop-only tools.

Surfshark’s support matrix is the source for its included products. If you already pay for a password manager, cloud storage or antivirus, compare the actual replacement value before adding a second subscription for similar functions.

Introductory price and renewal answer different questions

The first payment tells you the cash commitment today. The monthly equivalent tells you how that payment spreads over its included term. Neither tells you what the next payment buys unless you also read the renewal period.

Our dated EUR examples show NordVPN Basic at €94.23 for 27 months, with a quoted €139.08 annual renewal; its page says VAT may apply. Surfshark Starter is €67.23 for 27 months, with a quoted €70.45 annual renewal, before VAT. We applied no currency conversion. These are regional examples and may differ from your own checkout.

The initial quoted payment difference is €27.00. If both subscriptions renew once at those quoted amounts, the plan payments total €233.31 for NordVPN and €137.68 for Surfshark over 39 months. That is a €95.63 difference in quoted plan payments, before any additional tax, extras or later price changes. The budget selector makes this change in time horizon visible.

This does not mean either provider sells a single 39-month package at that amount. It combines two billing events. A renewal may be charged before the current term expires, and the later renewal price can change. Keep the checkout’s actual currency, total, selected products, term and next billing date.

The cheap VPN guide adds PIA and a flat monthly reference from Mullvad. It is useful when your real alternative is a shorter commitment rather than another multi-year introductory offer.

Cancellation and refunds: keep the seller on your receipt

Both providers describe a 30-day guarantee for eligible first purchases. It is an initial payment followed by a refund request under conditions, not the same as a month of free access. Turning off automatic renewal is also a separate action from requesting a refund.

Scroll the table to see every column.

Where you paidNordVPN’s published routeSurfshark’s published route
Provider websiteContact NordVPN support for eligibility and the refund processContact Surfshark support for eligibility and the refund process
Apple App StoreApple handles the requestApple handles the request
Amazon AppstoreAmazon handles the requestAmazon handles the request
Google PlayNordVPN support can handle eligible requests; Google also provides a direct route within 48 hoursGoogle provides a direct route within 48 hours; Surfshark support can assist afterward

Read NordVPN’s refund policy and Surfshark’s refund policy for the applicable purchase channel. Ordinary renewals are outside the stated first-purchase guarantee, subject to applicable rights and exceptions. Surfshark also lists repeat-refund and specified non-refundable service/add-on exclusions.

A receipt identifies the seller and purchase date. Keep it with the renewal terms and contact support before relying on an exception. Do not assume a website purchase and an app-store purchase follow identical rules.

Shared ownership and specialist features need separate checks

Surfshark’s February 2022 announcement describes joining Nord Security’s corporate group while keeping separate operations and infrastructure. That is the company’s announcement, not an independent inspection of present-day infrastructure. Choosing both brands should not be treated as choosing unrelated corporate groups, and the announcement does not entitle one ordinary subscription to both products.

For an application that requires incoming port forwarding, avoid treating a standard VPN, a dedicated IP and a dedicated server as equivalent. NordVPN’s current Dedicated Server instructions put port forwarding in a separate Dedicated Server add-on; they exclude standard servers and the Dedicated IP product. They also identify a macOS App Store limitation. That add-on is outside the Basic-versus-Starter budget above.

A requirement such as this deserves its own product and platform check. A generic “works for gaming” or “supports torrents” label does not establish that the specific incoming-network feature you need is included.

Evaluate the service on your own network

Published specifications cannot establish which service will behave better on your connection. Your device, app version, selected protocol, server, local Wi-Fi and destination service can all affect the experience. We do not turn another reviewer’s results into our own performance claim.

For a useful evaluation, record the starting setup, then check ordinary tasks while changing one thing at a time:

  • Connect on the device you actually use, recording the app version, protocol and server.
  • Try your normal browsing, a video call and any local printer or media library you need.
  • Check what happens after sleep, reconnecting and switching networks.
  • Verify both included and excluded applications after changing a routing rule.
  • Keep billing and refund dates visible while you evaluate the service.

For Kodi, start with the device-specific installation guide. For a phone, use the Android checks. A browser extension is not a substitute for covering a standalone app, and a VPN cannot guarantee access to a particular streaming catalogue.

If you need to compare a third provider, use the six-provider comparison tool. It is a quick account-level reference; use the linked reviews and current app documentation for the controls that determine your final choice.

Common questions

Is NordVPN or Surfshark cheaper?

In our 16 October 2026 EUR examples, Surfshark Starter has the lower quoted first payment and annual renewal than NordVPN Basic. These are regional snapshots with tax conditions, not a worldwide price guarantee. The budget selector compares the first 27 months and the first term plus one annual renewal.

Which is better for more than ten devices?

Surfshark documents unlimited simultaneous VPN connections for household use, subject to its service restrictions. NordVPN documents ten simultaneous connections; a compatible configured router uses one slot. Unlimited VPN connections do not make Surfshark Antivirus installations unlimited.

Can either VPN exclude an entire iPhone app?

NordVPN's checked split-tunneling overview does not list native iOS app exclusions. Surfshark's iOS guide supports website bypassing only. Neither checked source establishes whole-app exclusions on iPhone.

Does one subscription include both VPN services?

Do not assume so. The brands joined the same corporate group but offer separate plans and products. The merger announcement does not grant access to both services through either ordinary VPN subscription.

Have you tested which VPN is faster?

No. This comparison uses current provider documentation and dated offer captures. We have not performed original speed, streaming or leak tests, so we do not award a performance winner.

Sources you can check

Sources reviewed for this page on . A provider’s documentation describes its published offering; it is not our original performance test.